Equipment Financing

The equipment your business needs without draining your cash reserves.

Avoid large capital outlays and leverage operating expenses with financing built around the equipment itself. New or used, the asset typically serves as its own collateral — meaning lower rates and higher loan amounts.

No obligation. Talk to a real advisor.

New & Used

Equipment Eligible

Equipment-Backed

Collateral Structure

Fixed or Flexible

Repayment Terms

Short or Long

Term Options

Financing built for growing businesses

What Is It?

Financing that lets the equipment pay for itself.

Equipment financing gives your business the machinery, vehicles, or technology it needs today, while spreading the cost over the useful life of the asset instead of a single upfront payment.

Because the equipment itself typically serves as collateral, lenders can offer more competitive rates and higher loan amounts than many unsecured financing options — without requiring you to pledge separate business or personal assets.

Whether you’re replacing aging machinery, adding a vehicle to your fleet, or outfitting a new location, equipment financing keeps your working capital free for the rest of your operations.

A short conversation with our team is all it takes to see which structure — and which repayment schedule — fits your business and the equipment you’re financing.

 

Equipment Type

New or Used

Collateral

The equipment itself

Repayment

Fixed schedules available

Term Length

Short & long term options

Best For

Equipment purchases & upgrades

Application

One conversation, no obligation

Why Equipment Financing

Built to protect your cash flow.

Equipment financing is designed around one goal: getting you the asset you need without disrupting the rest of your business.

Fast Approval

Because the equipment secures the financing, our process moves faster than many traditional loan paths.

Flexible Repayment

Terms structured around your revenue and the useful life of the equipment, not a rigid one-size schedule.

Competitive Rates

Collateral backing from the equipment itself typically means better rates than unsecured alternatives.

Preserve Cash Flow

Spread the cost of the equipment over time instead of tying up capital you need for day-to-day operations.

New or Used Equipment

Whether it's brand-new machinery or a well-maintained used vehicle, both can typically be financed.

Potential Tax Advantages

Equipment financing may offer deduction benefits — talk to your tax advisor about what applies to your business.

Applying is Simple

How it works.

Four steps from application to the equipment running in your business.

01

Apply

Tell us what equipment you need and a bit about how your business runs. No long forms.

02

Get Approved

We match you to the right equipment financing structure and walk you through your terms.

03

Choose Equipment

Select new or used equipment from your vendor of choice — we finance around your decision.

04

Receive Funding

Funds are released so you can complete the purchase and put the equipment to work.

FAQ

Equipment financing questions.

Can’t find what you’re looking for? Reach out and we’ll walk you through it directly.

Can I finance used equipment, or only new?
Both. Whether you’re purchasing brand-new machinery or a well-maintained used vehicle or asset, equipment financing can typically be structured either way.
Usually not. The equipment itself typically serves as collateral, which is part of why equipment financing can offer lower rates and higher loan amounts.
A term loan gives you a lump sum for any business purpose. Equipment financing is structured specifically around a piece of equipment, with the asset backing the financing.
Equipment financing applies broadly — construction, transportation, manufacturing, healthcare, restaurants, technology, and more. If your business runs on equipment, it’s worth a conversation.
Contact our team directly — we’ll ask about the equipment you need and your business, then walk you through the options that fit.